Pacific Insurance Brokers (EA) Ltd is committed to being an equal opportunity employer.
We believe that diversity adds incredible value to our teams, our products and our culture. We therefore strive to ensure that the advertising, selection and recruitment processes are non discriminatory.
We encourage professional development as a form of strategic investment towards the betterment of the company and its employees.
Where possible, efforts will be made to identify and remove any unjustifiable barriers and to provide appropriate facilities and conditions of service to meet the needs of disadvantaged group or employee.
UNDERWRITING & CLAIMS OFFICER – PERSONAL LINES

Job Purpose

The main purpose of the job is to handle all aspects of underwriting, claims and administration relating to personal lines & SMEs insurance business.

The post requires a very pro-active approach, considerable effort and flexible working. As an Underwriting & Claims Officer, you will pro-actively ensure the services provided to the Clients is of high quality.


Duties and Responsibilities

  • Facilitate in the placement of all new business
  • Facilitate in the preparation of motor certificates
  • Invite renewals one month prior to renewal date and call Clients to remind them one week before renewal
  • Raise Debit/Risk notes and dispatch to Client and Insurer
  • Ensure business is transacted on cash and carry basis
  • Obtain and Forward receipts for all remitted premiums
  • Document all correspondences
  • Ensure proper filing of all correspondences: Letters, Debit notes, Endorsements, Receipts etc in Client folders/files (Physical & Electronic)
  • Forward valuation reports and registers for SMEs
  • Attend to any business enquiry from Clients
  • Ensure that claims are registered in IBS, reported to the insurer, documented, processed and settled in accordance with the standards of service.
  • Ensure good customer service
  • Ensure that new market developments that impact on Clients portfolio is communicated to respective Clients
  • Facilitate certificate of replenishment
  • Ensuring that binder declaration is sent to the customer
  • Receipt of customer quotation requests and ensure negotiation of covers and placement of business with reputable underwriters at best terms
  • Gathering of marketing intelligence and using such information for the benefit of business growth and conservation.
  • Facilitating and ensuring successful tendering process
  • New business growth and development
  • Provide material guidance to sales team to facilitate closure on new prospects


Key Competences

  1. Ability to think Strategically
  2. Analytical thinking
  3. Track record of high-performance delivery
  4. Aptitude for technology
  5. Innovative creativity
  6. Unifying team player and collaborator
  7. Technical and process knowledge
  8. Outstanding communication and presentation including report writing skills
  9. Good interpersonal and negotiation skills.
  10. Excellent organisational skills and time management skills
  11. Excellent analytical and problem-solving skills.


Academic Qualifications and Experience

  • Bachelor’s degree in Business, Insurance, Marketing or related field required
  • Possesses insurance professional qualifications – AIIK or ACII
  • Over 2 years’ experience in customer experience
  • Experience working with direct and indirect markets

How to apply

If you believe that you meet the above expectations, click on the link below for further assistance.

UNDERWRITING & CLAIMS OFFICER – MEDICAL

Job Purpose

Provision of medical insurance services by liaising with various stakeholders to meet desired objectives and targets. This involves accurate maintenance of member data, timely invoicing of clients, issuance of policy documents and or endorsements and ensuring timely onboarding members on smart application, Processing of medical claim effectively, accurately and ensuring prompt payment of service providers, and adaptability in navigating complex medical and insurance polices

Duties and Responsibilities

  1. Vetting of membership application forms to ensure required information is captured.
  2. Ensuring timely onboarding of new members on smart application.
  3. Capture & maintenance of membership data and scope of cover.
  4. Timely issuance of debit notes, credit notes, timely collection of premium and clients account reconciliation
  5. Attending to customer queries regarding policy issues and claims related matters.
  6. Forwarding of undertaking letters/declines promptly to the hospitals and clients
  7. Preparing and submitting reports as requested for analysis and decision making by the management.
  8. Posting of membership details into the IBS system and updating membership listings on IBS
  9. Ensure that healthcare providers have current (updated) membership schedules at any given time, together with relevant Pacific claim forms.
  10. Processing medical claims documents within set service levels Agreements.
  11. Furnish clients with membership claims utilization reports / fund utilization statements.
  12. Receiving claims documents from various service providers and processing of the claims
  13. Preparing payment schedule and ensuring that payments are made to service providers in good time
  14. Reconciliation of various service providers account statements
  15. Request for fund top ups
  16. Marketing to Potential customers
  17. Grow the profitability of the company
  18. Reduce cost of doing business
  19. Manage Business Risk to reduce possible losses
  20. Produce timely correct operations reports
  21. Grow medium size clients
  22. Increase premium and brokerage fees
  23. Compute competitive quotations in line with the underwriting philosophy and discuss them with clients
  24. Grow micro insurance
  25. Develop and increase utilization of IT System/Infrastructure
  26. Improve service delivery
  27. Facilitating and ensuring successful tendering process
  28. New business growth and development
  29. Design and develop new insurance solutions that meet the customer needs
  30. Provide material guidance to sales team to facilitate closure on new prospects
  31. Preparing of markets quotation analysis
  32. Updating client on market changes as they emerge
  33. Attend to any other duties that may be allocated by management from time to time.

Key Competences

  1. Proactive in advocating for client’s insurance needs.
  2. Skilled in assessing healthcare needs and providing tailored solutions.
  3. Track record of high-performance delivery.
  4. Ethical and committed to confidentiality.
  5. Aptitude for technology.
  6. Innovative creativity.
  7. Unifying team player and collaborator.
  8. Technical and process knowledge.
  9. Outstanding communication (negotiation) and presentation including report writing skills.
  10. Excellent organisational skills and time management skills.
  11. Compassionate and customer-focused.

Academic Qualifications and Experience

  1. Bachelors degree in Business, Insurance, Marketing or related field required
  2. Possesses insurance professional qualifications – AIIK or ACII
  3. At least 3 years’ experience in both medical underwriting and claims
  4. Experience working with direct and indirect markets